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INSIGHT
Student Loan Repayments: Ready or not, here it comes

After three and a half years of zero-interest forbearance, federal student loan repayments are set to begin again in October. Total student loan debt…

AUG 17, 2023 YUNG-YU MA, PH.D.
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ESG Investing: Aligning your values with investment opportunities

What motivates you to invest in a company? Do you believe the company should align with your beliefs or lifestyle? Are you more concerned with t…

AUG 16, 2023
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A dozen years later, It’s Fitch’s turn

Fitch, one of the three major credit rating agencies, downgraded U.S. debt on August 1st from AAA to AA+ citing “expected fiscal deterioration …

AUG 03, 2023 YUNG-YU MA, PH.D.
Fed Rate
Fed Rate
Fed Rate
INSIGHT
The Fed raises rates, again

The Federal Reserve raised short-term interest rates by one-quarter of a percent, or 25 basis points, to a target range of 5.25% to 5.5%. In Fed Chai…

JUL 27, 2023 YUNG-YU MA, PH.D.
Market Insights
Market Insights
Market Insights
INSIGHT
May 2023 Market Insights - The Debt Ceiling

The Debt Ceiling – Round and Around We Go With the $31.4 Trillion debt ceiling reached on January 19th, the U.S. Treasury has been undertaking…

MAY 15, 2023 YUNG-YU MA, PH.D.
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April 2023 Market Insights

Outlook: More back and forth Stress in the banking sector has added to the economic uncertainty associated with the Fed hiking short-term interest…

APR 06, 2023 YUNG-YU MA, PH.D.
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Aftermath of the failure of Silicon Valley Bank

Background The rapid downfall of Silicon Valley Bank (SVB) set off a wave of uncertainty and fear in the markets. On Wednesday, March 8th, SVB ann…

MAR 13, 2023 YUNG-YU MA, PH.D.
Monthly Market Insights
Monthly Market Insights
Monthly Market Insights
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March 2023 Market Insights

OUTLOOK - Forgiveness is not without limits Inflation data that was released in February surprised firmly to the upside. That, along with a hard-t…

MAR 07, 2023 YUNG-YU MA, PH.D.
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February 2023 Market Insights

OUTLOOK The ingredients for an economic soft landing continue to take shape – falling inflation, a resilient labor market, moderating wage g…

FEB 06, 2023 YUNG-YU MA, PH.D.
Executives shaking hands
Executives shaking hands
Executives shaking hands
INSIGHT
women & wealth
A Window of Opportunity

With potential changes to tax laws looming and a mergers and acquisitions market that’s on fire, it’s an important time for business…

JAN 01, 2023 JAYNE HARTLEY